Quick Facts
Nestled comfortably in the heart of Tennessee, Murfreesboro is a vibrant city that beautifully balances its rich history with modern growth. As of 2025, Murfreesboro boasts a bustling population of
Cost of Living
Murfreesboro's overall cost of living is
Economic Influences
The local economy is thriving, with a median household income reported at
Housing
The housing market in Murfreesboro is diverse, with average apartment rents around
Utilities and Groceries
Utilities in Murfreesboro are estimated at
Taxes
Residents should note the property tax rates, which are a combination of city and county rates, totaling
Local Flavor & Authentic Perspectives
Murfreesboro is more than just a suburb of Nashville; it's a community with its own unique charm. With its friendly neighborhoods, such as the historic Cannonsburgh Village and the bustling downtown square, residents enjoy a blend of convenience and local character. Whether you're exploring the beautiful Barfield Crescent Park or enjoying a meal at a local favorite like The Alley on Main, Murfreesboro offers a welcoming atmosphere that makes it a wonderful place to call home.
Housing Costs
Rental Market
If you're considering renting in Murfreesboro, you’ll find a variety of options to fit different budgets and lifestyles. The average rent for an apartment is around $1,341 per month, but this can vary based on the size and type of the unit. For instance, a cozy studio might set you back about $1,149, while a spacious three-bedroom apartment could cost around $1,908 monthly. If you're interested in renting a home, expect to pay a median rent of $2,095, with single-family homes averaging $2,215, townhouses $1,750, and condos $1,700.
Home Purchase Prices
For those looking to plant roots in Murfreesboro, the typical home value as of August 2026 is approximately $426,156. This reflects a steady market, with home prices showing resilience amid national trends. Meanwhile, the average home listing price, slightly higher at $431,855, suggests a competitive market where buyers might need to act quickly. Whether you're a first-time homebuyer or looking to upgrade, Murfreesboro offers a range of homes that cater to different needs and tastes.
Neighborhood Comparisons
Murfreesboro is a city of diverse neighborhoods, each with its own charm and housing costs. For instance, the historic district around East Main Street offers beautiful, older homes with character, often at premium prices due to their charm and proximity to downtown amenities. Meanwhile, the Blackman area, with its newer developments, is popular among families looking for modern homes and good schools, often at more affordable prices compared to the historic district.
For those seeking a suburban feel with easy access to Nashville, the North Murfreesboro area near the Stones River National Battlefield combines natural beauty with convenience. Here, you might find slightly lower housing costs compared to the city center, making it an attractive option for many.
Quick Facts
| Average Studio Rent | $1,149 |
| Average One Bedroom Rent | $1,341 |
| Average Two Bedroom Rent | $1,554 |
| Average Three Bedroom Rent | $1,908 |
| Median Home Rent | $2,095 |
| Average Home Listing Price | $431,855 |
Frequently Asked Questions
Q: What is the average rent for a two-bedroom apartment in Murfreesboro?
The average rent for a two-bedroom apartment is approximately $1,554 per month.
Q: How much does it cost to rent a single-family home?
Renting a single-family home typically costs around $2,215 per month.
Q: Are there affordable neighborhoods in Murfreesboro?
Yes, neighborhoods like Blackman offer more affordable housing options compared to the historic district.
Q: What is the typical home value in Murfreesboro?
The typical home value in Murfreesboro is about $426,156 as of August 2026.
Q: How competitive is the housing market in Murfreesboro?
The market is quite competitive, with average home listing prices slightly higher than typical home values.
Q: Is renting or buying more cost-effective in Murfreesboro?
This depends on your long-term plans. Renting offers flexibility, while buying can be a good investment given the steady home value trends.
Q: What neighborhoods are popular for families?
The Blackman area is popular among families due to its newer homes and good schools.
Utilities
Living in Murfreesboro, Tennessee, offers a delightful blend of Southern charm and modern amenities, and when it comes to utilities, the city keeps it friendly on the pocket. Let’s dive into the nitty-gritty of what you can expect for your monthly utility costs and how they stack up against state and national averages.
Electricity and Gas
Electricity is a significant part of your utility bill in Murfreesboro, with an average monthly cost of $132.72. This figure can fluctuate based on factors like the size of your home, your usage habits, and the season. Middle Tennessee Electric, a local cooperative, is the primary electricity provider, known for its reliable service and community involvement. Gas services, typically provided by Atmos Energy, also contribute to your monthly expenses, particularly in colder months when heating becomes essential.
Water and Sewer
Water and sewer costs in Murfreesboro are quite reasonable. The city charges $3.85 per 1,000 gallons for water and $5.55 per 1,000 gallons for sewer. For a standard 5/8-inch meter, the minimum monthly charges are $12.00 and $12.25 for water and sewer, respectively. It's worth noting that if you live outside the city limits, these rates are 50% higher. The Murfreesboro Water Resources Department ensures that residents receive quality water services, and their efficient management keeps costs in check.
Internet and Cable
In our connected world, internet and cable are as essential as electricity. Providers like Xfinity and AT&T dominate the local market, offering various packages to suit your needs. While exact prices can vary, you can expect to pay a competitive rate that aligns with or is slightly below the national average, thanks to the competitive landscape of service providers in the area.
Quick Facts
Here's a quick snapshot of utility costs in Murfreesboro:
| Utility Type | Average Monthly Cost |
|---|---|
| Electricity | $132.72 |
| Water | $18.75 |
| Sewer | $27.50 |
| Trash | $13.50 |
Frequently Asked Questions
Q: How do Murfreesboro's utility costs compare to the national average?
Murfreesboro's utility costs are approximately 11.0% below the national average, making it an affordable choice for residents.
Q: What factors can affect my utility bills in Murfreesboro?
Your utility bills can vary based on your home's size, usage habits, and whether you live inside or outside the city limits.
Q: Are there any programs to help reduce utility costs?
Yes, Middle Tennessee Electric offers energy-saving tips and programs to help reduce electricity costs.
Q: Who provides water and sewer services in Murfreesboro?
The Murfreesboro Water Resources Department is responsible for providing water and sewer services to residents.
Q: Is internet service reliable in Murfreesboro?
Yes, with providers like Xfinity and AT&T, residents enjoy reliable internet service with competitive pricing.
Living in Murfreesboro means enjoying the benefits of a vibrant community with the added perk of manageable utility costs. Whether you're a student at Middle Tennessee State University or working at one of the city's major employers like Nissan or Amazon, you'll find that your utility expenses are just another reason to love calling Murfreesboro home.
Groceries
When it comes to stocking your pantry in Murfreesboro, you'll find a variety of options that cater to different tastes and budgets. Whether you're a fan of big-box stores or prefer the charm of local markets, Murfreesboro has you covered.
Average Grocery Prices
In Murfreesboro, grocery prices are generally quite reasonable, sitting at about
Local Markets and Options
For those who enjoy the personal touch of local markets, the Rutherford County Farmers' Market is a must-visit. Located at the Lane Agri-Park Community Center, this market is open seasonally and offers fresh, local produce, meats, and artisanal goods. It's a great spot to find organic options and support local farmers.
If you're looking for more conventional grocery shopping, Kroger and Publix are popular choices with multiple locations throughout Murfreesboro. You'll also find Aldi, known for its budget-friendly prices and unique selection of European imports. For those who prefer a one-stop-shop experience, Walmart Supercenter on Old Fort Parkway provides everything from groceries to household items.
Comparison with Nearby Cities
When comparing grocery costs with nearby cities like Nashville and Franklin, Murfreesboro holds its own with competitive pricing. Nashville, being a larger city, often has higher grocery prices, particularly for organic and specialty items. Franklin, known for its upscale vibe, can also see slightly higher prices across the board. In contrast, Murfreesboro offers a balanced mix of affordability and variety, making it an attractive option for residents who want to enjoy quality groceries without breaking the bank.
Frequently Asked Questions
Q: Are there many organic options available in Murfreesboro?
Yes, there are several places to find organic produce and products, including the Rutherford County Farmers' Market and select sections in stores like Kroger and Publix.
Q: How do grocery prices in Murfreesboro compare to Nashville?
Grocery prices in Murfreesboro are generally lower than in Nashville, especially for everyday items and local produce.
Q: Where can I find specialty international foods?
For international foods, try the World Market or the Asian Market on Memorial Boulevard for a diverse selection.
Q: Is there a local delivery service for groceries?
Yes, many local grocery stores offer delivery services, including Instacart and Shipt, which partner with stores like Aldi and Publix.
Q: Do any stores offer discounts for students or seniors?
Some stores occasionally offer discounts or special pricing days for students and seniors; it's best to check with individual stores for their specific policies.
Murfreesboro's grocery scene is as vibrant as its community, offering a delightful mix of convenience, variety, and affordability. Whether you're a college student at Middle Tennessee State University or a long-time resident, you'll find everything you need to keep your kitchen stocked and your family fed.
Taxes
Navigating the tax landscape in Murfreesboro, Tennessee, might seem daunting at first, but once you get the hang of it, you'll appreciate the transparency and predictability it offers. Here's a breakdown to help you understand what to expect when it comes to property taxes, sales tax, and income tax in our charming city.
Property Taxes
In Murfreesboro, property taxes are a significant consideration for homeowners. The city imposes a property tax rate of $0.7529 per $100 of assessed value, which is quite reasonable compared to other parts of the country. Residential properties are assessed at 25% of their appraised value, meaning if your home is appraised at $400,000, the assessed value would be $100,000.
But that's not all; you'll also need to factor in the Rutherford County property tax rate, which is $1.4885 per $100 of assessed value. Combined, the city and county rates total $2.2414 per $100 of assessed value. So, for a home appraised at $400,000, your annual property tax bill would be approximately $2,241, before any exemptions or adjustments. This rate helps fund local services like the Murfreesboro City Schools and the Rutherford County Sheriff's Department, ensuring our community remains a vibrant and safe place to live.
Sales Tax
When it comes to sales tax, Murfreesboro residents pay a combined rate of 9.75%. This includes the 7% state rate and a 2.75% local rate. While this might seem steep, it's fairly standard for Tennessee. Keep in mind that groceries are taxed differently. The state applies a 4% sales tax to food and food ingredients, plus the local tax, making it slightly less burdensome on your grocery bill. However, prepared foods, alcohol, and certain other items are taxed at the full combined rate.
Income Tax
Tennessee is one of the few states that doesn't impose a state income tax on wages, which is great news for your paycheck. This policy makes Murfreesboro an attractive place for professionals and families looking to stretch their income further. While you won't pay state income tax, remember that federal taxes still apply.
Quick Facts
| Tax Type | Rate |
|---|---|
| City Property Tax | $0.7529 per $100 assessed |
| County Property Tax | $1.4885 per $100 assessed |
| Combined Sales Tax | 9.75% |
| Grocery Sales Tax | 4% state + local |
| State Income Tax | None |
Frequently Asked Questions
Q: How is the property tax rate determined in Murfreesboro?
The property tax rate is set by the city and county governments, based on budgetary needs to fund local services like schools and emergency services.
Q: Are there any exemptions available for property taxes?
Yes, there are exemptions for certain groups, such as senior citizens, veterans, and disabled homeowners. It's best to contact the Rutherford County Property Assessor's Office for specific eligibility criteria.
Q: Why is the sales tax rate so high?
The sales tax rate includes both state and local components. This combined rate helps fund local infrastructure and public services, which benefit the community.
Q: Does Tennessee have an income tax?
No, Tennessee does not have a state income tax on wages, which can be a significant financial advantage for residents.
Q: How does the grocery tax work?
Groceries are taxed at a lower state rate of 4%, with the local tax added on top. However, prepared foods and certain other items are taxed at the full sales tax rate.
Understanding these taxes can help you plan your budget more effectively and take full advantage of living in Murfreesboro, where the cost of living is pleasantly below the national average.
The Bottom Line
Living in Murfreesboro, Tennessee, offers a delightful blend of affordability and quality of life, making it an attractive option for both families and professionals. The city’s overall cost of living is 6.8% below the U.S. average, which means you can enjoy a comfortable lifestyle without breaking the bank.
Cost of Living Overview
Murfreesboro’s housing market is diverse, with average apartment rents sitting at about $1,341 per month. If you're looking to buy, the typical home value is around $426,000. This is a sweet spot for those who want to be close to Nashville without the steep prices. Utilities and groceries hover near national averages, with monthly utility costs estimated at $192.47. Groceries are slightly below the national average, making everyday living quite manageable.
Comparison with Other Cities in Tennessee
When compared to other cities in Tennessee, Murfreesboro stands out for its balance of cost and amenities. While Nashville might offer more in terms of nightlife and big-city attractions, Murfreesboro provides a quieter, more community-focused environment with lower housing costs. For instance, the average rent in Nashville can be significantly higher, making Murfreesboro a more affordable choice for those commuting to the city for work. The local economy is bolstered by major employers like Middle Tennessee State University and Nissan, which provide ample job opportunities.
Final Thoughts on Affordability and Quality of Life
Murfreesboro is not just about the numbers; it’s about the lifestyle. With its rapid growth, the city has managed to maintain a small-town charm while offering the conveniences of a larger city. The local parks, such as Barfield Crescent Park, and the historic Cannonsburgh Village add to the city's appeal.
The city’s property tax rate is reasonable, with a combined city-and-county rate of $2.2414 per $100 assessed, making homeownership more accessible. The sales tax is 9.75%, which is in line with the rest of Rutherford County.
Quick Facts
| Measure | Murfreesboro Figure |
|---|---|
| Population (2025) | 171,178 |
| Median Household Income (2024) | $80,108 |
| Average Apartment Rent | $1,341/month |
| Typical Home Value | $426,156 |
Frequently Asked Questions
Q: Is Murfreesboro a good place for families?
Yes, with excellent schools, parks, and a strong sense of community, Murfreesboro is ideal for families.
Q: How does Murfreesboro's cost of living compare to Nashville?
Murfreesboro is more affordable, especially in terms of housing and overall living expenses.
Q: What are the major employers in Murfreesboro?
Middle Tennessee State University and Nissan are among the largest employers, providing a range of job opportunities.
Q: Are there good recreational activities in Murfreesboro?
Absolutely! The city offers numerous parks, historical sites, and community events throughout the year.
Q: How is the public transportation in Murfreesboro?
While public transportation options are limited compared to larger cities, the city is car-friendly with well-maintained roads and easy access to major highways.
In summary, Murfreesboro offers a comfortable, affordable, and enriching lifestyle with a blend of suburban tranquility and urban conveniences. Whether you’re a young professional or a growing family, this city has something to offer everyone.
